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Expand Your Horizons with EagleBank's 18-Month CDs
Experience the steady growth of your savings with EagleBank's 18-month CDs. Designed to offer stability and competitive returns over a long-term investment period, our 18-month CDs provide you with a reliable avenue to achieve your financial goals. Our CDs combine attractive returns, low entry requirements, and the familiarity of banking with a trusted institution.
18 Month CD
3.80% APY*
* Important Information about the Certificate of Deposit Accounts
- The Annual Percentage Yield (APY) is accurate as of 12/16/2025. APY assumes interest remains on deposit until maturity date.
- A minimum initial deposit of $1,000 is required to open the CD.
- Penalty for early withdrawal may reduce earnings. Fees may reduce earnings.
- Rates are subject to change at any time and are not guaranteed until the account is opened.
Key Features of Our 18-Month CDs
EagleBank's 18-month CDs give you the ideal mix of security, accessibility, and competitive returns. Here's what you can expect:
- High Yield: Grow your savings with a competitive, fixed return over 18 months.
- Minimum Deposit required is $1,000.
- Fixed Rate Stability: Your APY is locked in for the entire term.
- Daily Compounding: Interest is compounded daily and is credited to your account periodically.
- FDIC Insured up to the FDIC established limits.
- Easy Access: Open online or at any EagleBank branch.
18-Month CD Rates
Harness the earning potential of your savings with EagleBank's competitive rates on 18-month CDs. Seize the opportunity to enjoy substantial returns on your investment over a longer period of time with the security afforded by a long-term CD account.
Whether you're saving for a future purchase, building a financial cushion, or seeking steady growth beyond a 12-month CD,
our 18-month CDs can strike the right balance between yield and accessibility.
Benefits of Our 18-Month CDs
Choosing EagleBank's 18-month CD means more than just earning interest--it's about growing your savings with confidence and convenience. Here's how you benefit:
- Competitive Rates - Earn a top-tier APY that grows your savings faster than a standard account.
- Security & Stability - Enjoy predictable returns with a fixed rate and with FDIC insurance for peace of mind.
- Balance Flexibility - A mid-term option that offers higher yields than shorter CDs.
- Convenient Management - Open online or at a branch location.
18-Month CD FAQs
An 18-month CD is a type of Certificate of Deposit offered by banks like EagleBank, where you deposit a specific amount of money for a fixed period of 18 months at a predetermined interest rate. It provides you with a secure way to grow your savings over a longer term.
Opening an 18-month CD with EagleBank is a straightforward process. You can visit one of our branches or apply online. Simply choose the CD term and amount that aligns with your financial goals.
Investing in an 18-month CD offers numerous benefits, including competitive interest rates that help your savings grow steadily over the longer term. Additionally, the stability and security of your investment provide assurance that your funds are FDIC-insured while earning attractive returns.
Both earn interest at a fixed rate, but an IRA certificate is held within an Individual Retirement Account. This means it follows IRS rules on contributions and withdrawals and is designed for retirement savings, while a standard CD offers more general savings flexibility.
No. Once your CD is opened, the deposit amount is fixed. To add more funds, you'd need to open a new CD or wait until maturity.
If you take no action, your CD will typically be auto-renewed at the current interest rate posted by EagleBank. EagleBank provides a grace period if you want to make changes.
An 18-month CD may be appropriate if you're seeking a balance between short-term and long-term flexibility. You may earn more interest than a regular savings account while keeping your money accessible sooner than multi-year CDs.
When your 18-month CD matures, you have several options. You can choose to roll over your funds, renew the CD for another term or transfer the funds to the account of origination. EagleBank offers a grace period, giving you the flexibility to decide without penalties. If you have questions about your personal CD maturity options, click here to log in to online banking to send us messages safely and securely about your options. If you aren’t currently enrolled in online banking, click here to enroll now. Please don’t send account information from an unsecured email address.
Learn More About 6-Month CDs | 9-Month CDs | 12-Month CDs | 24-Month CDs