All certificates have a minimum deposit requirement of $1,000, except the 18/12-month, no-penalty CD which has a minimum deposit of $50,000.
| Account Type | Compounding | Min. Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
|
3-5 Months |
Daily
|
$1,000
|
0.25%
|
0.25%
|
|
6-8 Months |
Daily
|
$1,000
|
0.50%
|
0.50%
|
|
9-11 Months |
Daily
|
$1,000
|
0.75%
|
0.75%
|
|
12-17 Months |
Daily
|
$1,000
|
0.999%
|
1.00%
|
|
18-23 Months |
Daily
|
$1,000
|
1.14%
|
1.15%
|
|
24-35 Months |
Daily
|
$1,000
|
1.29%
|
1.30%
|
|
36-47 Months |
Daily
|
$1,000
|
1.49%
|
1.50%
|
|
48-59 Months |
Daily
|
$1,000
|
1.735%
|
1.75%
|
|
60 Months |
Daily
|
$1,000
|
1.735%
|
1.75%
|
|
9 Month - Penalty Free |
Daily
|
$1,000
|
0.999%
|
1.00%
|
|
18/12 Months - No Penalty* |
Daily
|
$50,000
|
1.19%
|
1.20%
|
|
18 Month One-Up |
Daily
|
$1,000
|
1.19%
|
1.20%
|
|
13 Month CD |
Daily
|
$1,000
|
0.999%
|
1.00%
|
Substantial penalties apply for early withdrawals on certificates of deposit.
| Certificate of Deposits: | Compounding | Min. Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|---|
|
90 days |
Daily
|
$10,000
|
0.10%
|
0.10%
|
|
6 months |
Daily
|
$10,000
|
0.25%
|
0.25%
|
|
12 months |
Daily
|
$10,000
|
0.75%
|
0.75%
|
|
24 months |
Daily
|
$10,000
|
1.14%
|
1.15%
|
|
36 months |
Daily
|
$10,000
|
1.14%
|
1.15%
|
For current Consumer Loan Rates, please call 240-497-2075.
For rates by phone, please call 1-800-364-8313.
*The 18/12 Month No Penalty CD is allowed one penalty free withdrawal after the account has been opened for 12 months.
--Fees may reduce earnings on accounts.
--Rates for checking, savings and money market accounts may change after account is opened.
--Rates are accurate as of August 19, 2010 and are subject to change without notice.