Part of EagleBank's "Complete Relationship Banking" is the ability to provide a loan package tailored to the specific needs of your company.  EagleBank relationship managers are experienced, and work hard to understand the needs of your business.  All loan decisions are made locally and in a timely fashion by officers and directors who know the Metro DC area and the challenges faced by your company.

Lines of Credit
Lines of Credit offer you the flexibility and access to capital to meet your short-term working borrowing needs, to support accounts receivable and to provide for seasonal credit requirements.  Line amounts, terms, repayment schedules and collateral can be structured to meet the specific needs of your business.

Term Loans
EagleBank provides customized loan solutions with varying maturities and repayment terms, as well as rates to assist you in financing equipment purchases, leasehold improvements, permanent working capital expansion, and other long-term financing needs.

Commercial Mortgages
Available on properties for locally-owned and managed owner-occupied or investment properties. Terms generally allow for a long-term amortization with short- to medium-term maturities.  Interest rates can be fixed or adjustable or variable depending on your particular needs.

Construction Financing
Flexible financing is available to both commercial property developers and single-family homebuilders for new construction projects.  EagleBank can also provide construction/permanent loans to owner occupants of commercial properties and to individuals for new home construction.

Small Business Administration Loans
There are many situations in which a business is not able to qualify for the loan it needs on its own, or it may need a longer term than what is typically offered.  In these circumstances, the assistance of a guaranty from the U.S. Small Business Administration ("SBA") may be what it takes to get the capital your business needs.  At EagleBank, we understand getting that critical loan for your business can make all the difference.  We are a Preferred Lender in the SBA's loan programs and can help you with your financing needs for the following:

• Purchase, renovation, or construction of owner-occupied commercial real estate including office, retail, or industrial

• Purchase new machinery and equipment

• Permanent working capital for start-ups, or business expansion

• Business acquisition

Reasons to consider an SBA Loan:

• Terms up to 10 years for general-purpose loans or 25 years for the purchase of real estate

• Competitive interest rates

• Loans amortize fully - no ballon payments

EagleBank participates in these Government Guaranteed Loan Programs:

• SBA 7(a) Loans

• SBAExpress Loans

• SBA 504 Loans

• USDA Guaranteed Loans

• MIDPA/MSBDFA Guaranteed Loans
  

Letters of Credit
This financing service is offered to those businesses requiring credit support for purchases or to serve as guaranty of performance.

Commercial Overdraft Protection
EagleBank is pleased to offer to our qualifying commercial customers this automatic overdraft protection.  No longer will you risk expensive NSF fees because of an accidental overdraft or have to call the bank to transfer funds to cover a deficit balance.  This is one more way EagleBank is listening to the needs of our customers.